Code of Ethics Comparison - 1780 Words

Code of Ethics Comparison Abstract This paper is a comparison between the codes of ethics of the American Counseling Association (ACA) and the American Association of Christian Counselors (AACC). This paper aims to present the similarities and differences between the two codes of ethics. There are two main sections on this paper. The first section presents the general similarities and differences of the two codes of ethics. The second section presents the similarities and differences of the two codes of ethics on three specific areas: Confidentiality, Sexual Intimacies and Informed Consent. The author used the codes of ethics of both organizations in the process of comparing and contrasting. The general comparison reveals that the†¦show more content†¦This is also stated in subsection 1-421 of the AACC code of ethics (AACC Law and Ethics Committee, 2004, p 12). However, the ACA guidelines with regards to this area are more comprehensive and clearly stated than the AACC guidelines. Section B of the ACA code of ethics provides guidelines on how a counselor can maintain client confidentiality in various circumstances such as incapacity of client, when treatment calls for services with others and even in consulting other counselors (American Counseling Association, 2005, p 7-9). On the other hand, the guidelines of the AACC are more limited in scope as can be seen in Section ES1-400 (AACC Law and Ethics Committee, 2004, p 11-13). Sexual intimacies are another area in which similarities and differences can be observed between the two codes of ethics. Both codes of ethics prohibit sexual and romantic relationships between counselors and clients. Sections A.5.a and A.5.b of the ACA code of ethics clearly state this (American Counseling Association, 2005, p 5). This is also clearly stated in section 1-131 of the AACC code of ethics (AACC Law and Ethics Committee, 2004, p 8.). At this point, it is necessary to point out differences between these two codes of ethics in this regards. The AACC guideline clearly forbids sexual and romantic relationships with former clients but provides an exception as stated in section 1-133 where possible marriage is involved (AACC Law and Ethics Committee, 2004, p 8). On the other hand,Show MoreRelatedCode of Ethics Comparison: Lowes vs. Home Depot Essay example1994 Words   |  8 Pagesin America. These two companies may sell products of the same nature, but comparing their Code of Ethics is their way of setting themselves apart. (Home Depot Internal, 2009) Lowe’s begins their manual with an Introduction that includes employees’ and Board of Directors’ together. Lowe’s feels employees’ are equal and expects their executives to follow the same rules of conduct. Lowe’s includes ethics and code of conduct together as a framework of principles’ to guide employees’ in their day-to-dayRead MoreLiberty Coun 501 Ethics Comparison1591 Words   |  7 PagesEthics Codes Comparison Paper H Michele Wallach Liberty University Online Abstract These publications regarding ethics, American Counseling Association: Code of Ethics (2005) and the American Association of Christian Counseling: Code of Ethics (2004), are available as a reference for use. The purpose of this paper is to compare general and specific elements of the two publications. There are two areas of general exploration: 1) relation to their format for retrieval of specific data, 2) theirRead MoreCode of Ethics Essay1288 Words   |  6 PagesCode of Ethics Comparison Paper Melissa J. Diehl Liberty University September 2, 2012 Abstract Different organizations are driven by specific sets of code of ethics, which are used to protect many different aspect of the organizations, specifically the client, counselor, and organization. Concerning the standards of a counselor, their ethics are not only provided by the laws of the state or theirRead MoreCustomer Profitability Analysis Of Argos Ltd1108 Words   |  5 Pagesestimate the cost and budgets. A discussion about code of Ethics is also included within it, customers are the vital part of the organization and without them no organization can run their business so a code of ethics is maintained for the standard creation between company, customers and various other intermediaries.code of ethics maintain that discipline which allow everyone to go through the right ways and follow the rules, otherwise breach of code of ethics will be penalised. Table ofRead MoreThe Importance Of Management And The Success Of A Company1192 Words   |  5 PagesEchambadi, Harrison, 2001). The integrity of a company as in regards to the formal codes of ethics has had a dramatic increase in global industrial economy, because of the downfall of large organizations and repeated instances of corporate misconduct. There has been a reform in the general need for universally acceptable ethical principle in the globalized world (Bondy et al., 2004), widespread inclusion of codes as part of corporate governance initiatives (Potts Matuszewski,2004), and improvedRead MoreEssay on Empirical Literature Article Review of Leadership Ethics1195 Words   |  5 PagesReview of Leadership Ethics Lillie Johnson LDR 800, Ethical Dilemmas and Stewardship June 4, 2013 Empirical Literature Article Review of Leadership Ethics The opportunity to evaluate original research serves as one of the many foundations to both scholarly writing and research (Grand Canyon University, 2013). Therefore, to enhance this process I will critique empirical research articles for the purpose of demonstrating the effectiveness in understanding leadership ethics. So, using the literatureRead MoreComparing Code of Ethics584 Words   |  3 PagesComparing Codes of Ethics Comparing Codes of Ethics The similarities between the ACA and the AMHCA code of ethics, they both providing training, guidance, and direction in making ethic decisions for their members (ACA, 2005) (AMHCA, 2010). The ACA and AMHCA codes of ethics cover a wide range of ethical and professional situations common to the practicing professional. An example of not having the correct training in multicultural counseling is in the case study of â€Å"Allison: The Case of theRead MoreCode of Ethics1571 Words   |  7 PagesCode of Ethics Comparison Belinda D. Hicks Liberty University Abstract The purpose of this paper is to discuss and call the attention to the fact that there are genera differences and similarities in the Code of Ethics of the American Counseling Association (ACA) and the Code of Ethics of the American Association of Christian Counselors (AACC). In addition, discuss due diligence the counselor has to the client, the focus will be on sexual intimacy, fees and records. There will also beRead MoreComparing Codes of Ethics Essays895 Words   |  4 PagesComparing Codes of Ethics The American Counseling Association and the American Mental Health Counselors Association Codes of Ethics both provide guidance and direction in making ethical decisions for their members (ACA, 2005) (AMHCA, 2010). Both the ACA and the AMHCA Codes of Ethics cover a wide range of moral and ethical situations that could present themselves to mental health professionals. Both of these codes of ethics have significant impacts on the counseling profession. The tools providedRead MoreCareer Of Software Engineering And Computer Ethics1341 Words   |  6 PagesProfessional Issues - Ethics Abuah Chukwuedo Kingsleyâˆâ€" October 29, 2014 âˆâ€" A report submitted in fulfilment of the requirements for COMP10120, School of Computer Science, University of Manchester. 1 Contents 1 Summary 3 2 Introduction 3 2.1 What is Ethics? . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 3 The Software Engineering Code of Ethics and Professional Prac- tice 3 4 Analysis 3 5 Comparison 5 6 Bibliography 5 2 1 Summary †The Case of the Killer Robot is a detailed scenario that

Point Of View The Lesson Essays - 1649 Words

Point of view is an essential element to a readers comprehension of a story. The point of view shows how the narrator thinks, speaks, and feels about any particular situation. In Toni Cade Bambaras The Lesson, the events are told through the eyes of a young, mischievous girl named Sylvia who lives in a lower class neighborhood. The reader gets a limited point of view of view because the events are told strictly by Sylvia. This fact can influence the reader to see things just as she does. The strong language gives an unfamiliar reader an illustration of how people in the city speak. Bambara does this to show the reader that kids from lower class neighborhoods are affected by their environment due to lack of education and discipline,†¦show more content†¦Sylvia hated her â€Å"nappy hair and proper speech†. She despised the way her parents kissed her ass. But most of all, she hated that Miss Moore had a college education, something her parents did not have. That â€Å" nappy-head bitch† had seen parts of the world that Sylvia had not, she had experienced things in life that Sylvia may never see. This is part of the reason Sylvia hated her so much. But Sylvia also did not like Miss Moore because she opened her eyes to the reality that her life is not as perfect as she thought. She thought that life was perfect the way it was, a care free life with no education. She continues to say that she would rather have fun than listen to her. Then, Miss Moore takes the kids on a certain â€Å"fieldtrip† to the toy store. Miss Moore prepares to teach the difference of how people spend money. Sylvia feels insulted and thinks that Miss Moore thinks they are stupid when she asked what money was. Miss Moore asked if they knew how much to tip a cab driver. Sylvia wanted to keep the money and save it to eat barbeque. Stealing seems to be common within the group. When they go into the toy store, Sugar seriously asked, â€Å"Can we steal?† (358) Ms Moore quickly refused and walked them around the toy store. The kids ss Miss Moore takes the kids around the toy store to see the toys. The kids were shocked when they saw the prices of the toys.Show MoreRelatedThe Lottery and the Lesson942 Words   |  4 PagesSeveral questions must be addressed while comparing the point of view between the two short stories The Lottery by Shirley Jackson and The Lesson by Toni Bambara. The narrative point of view is defined by who is telling the story. In order to determine which points of view each story was written in, the following questions must be answered. Who is the narrator in the story? How much information does the narrator give the reader about the characters in the story? How much does the narratorRead MoreAnalysis Of The Poem Lessons From The Assembly Line 1261 Words   |  6 Pagesrevisited â€Å"Some Lessons from the Assembly Line†, the author s goal has changed for me. It has expanded and became broader. Because I see now that the author is trying to show the readers, the lessons he learn ed while working his summers away on the factory floor. Adjacent to that propose the author wanted to show the readers the different ways he learned the lessons, which made him appreciate his opportunity to go to college. My evidence for this is when the author refers to, â€Å"These lessons I am learningRead MoreQuestions On Lesson Construction Template1053 Words   |  5 Pages Lesson Construction Template ELA8_SB_U5_L3_LC Introduction and Objective Besides characters and the setting, an author has to choose his voice and purpose for the piece. Will the story be told in first person? Or maybe it will be in third person objective? Is the piece going to be written to inform the reader or merely just for entertainment? There are so many choices an author must make before even beginning to write. Link: https://pixabay.com/static/uploads/photo/2015/07/10/17/27/forking-road-839830_640Read More Professional Essay example1116 Words   |  5 Pagesdetermined that I have developed certain beliefs. By teaching and working with children, people can see my beliefs. My philosophy towards education is progressivism. Progressivism can be found in my views about public schools, my teaching methods, and my curriculum. First, my view towards public schools comes from my own experiences, as a student and from my observations. The main purpose of education is to teach students knowledge that will help them out in the world. EducationRead MoreHow Persuasive Techniques Can Be Important1469 Words   |  6 Pages Semester A Unit 5 Lesson 4 Introduction and Objective A text can inform, entertain, express, or persuade, and also have different points of view. Each uses different techniques. The best way to understand how persuasive techniques can be used to convey a point of view is by reading examples of persuasive writing. The newspaper, particularly in the editorials and opinion pages, is full of examples. This will not only help you keep up with current events, it will also help you develop the languageRead MoreWhen I Revisited â€Å"Some Lessons From The Assembly Line†,1200 Words   |  5 Pagesrevisited â€Å"Some Lessons from the Assembly Line†, the author s goal has changed for me. It has expanded and became broader. Because I see now that the author is trying to show the readers, the lessons he learned while working his summers away on the factory floor.Adjacent to that propose the author wanted to show the readers the different ways he learned the lessons, which made him appreciate his opportunity to go to college. My evid ence for this is when the author refers to, â€Å"These lessons I am learningRead MoreTuesdays with Morrie Essay1074 Words   |  5 Pagescharacter development, point of view, theme, and symbols to convey his mesage. Include your personal thoughts and views, as well as textual references, to support your opinions. In Mitch Albom’s Tuesday’s with Morrie, Albom detailed his personal experiences with his professor Morrie Schwartz. Mitch also expressed how influential Morrie was to his friends, relatives, patients, and coworkers. Within this essay, the plot and story, character development, point of view, theme, and symbols willRead MoreThe Lesson By Toni Cade Bambara1429 Words   |  6 PagesUpon reading The Lesson, by Toni Cade Bambara, the reader cannot help but feel empathy towards the narrator Sylvia and her friends, as they are introduced to the realization of unfairness distribution of wealth in society, the diverse democracy. The lesson is taught by a lady named, Miss Moore, who moves into Sylvia’s neighborhood block. Miss Moore is a college educated women who shows the reality of the economic inequality to Sylvia and her friends by taking them on a field trip to a fancy toy storeRead MoreFiction Analysis of aP and the Lesson Essay examples1168 Words   |  5 Pa gesshort stories. In â€Å"The Lesson† by Bambara and â€Å"Aamp;P† by Updike, character, setting, and point of view are utilized to project the theme of desire. Though â€Å"The Lesson† and â€Å"Aamp;P† take place in vastly different environments, a ghetto in New York and a quaint New England sea-side town, respectively, little separates the symbolic meaning of the setting. The protagonists of both short stories really have no yearn to be in their current surroundings. Sylvia in â€Å"The Lesson† describes her neighborhoodRead MoreDiscrimination in The Chrysalids by John Wyndam Essay796 Words   |  4 PagesThroughout time, readers have learned many different lessons from their favourite books. In The Chrysalids, John Wyndam used his story to teach his readers valuable, lifelong lessons. He makes it evident to his readers that prejudging certain people is not right. Also, he relates how change is possible, but hard to achieve. More specifically, religion often influences one’s point of view. John Wyndam’s, The Chrysalids was written with a purpose that teaches his readers about discrimination, about

Exercise Can Prevent Obesity Essay - 1789 Words

Approximately 35.1% of adults are considered obese in the United States (University of Maryland). This strikingly large percentage of the population forcefully indicates that obesity is not an issue that one can turn a blind eye to. In fact experts at the University of Maryland Medical Center say, â€Å"†¦more than half of American adults are likely to be obese by 2030,† (University of Maryland). It is a shocking reality that Americans must recognize as a serious health concern before obesity consumes the entire population. A bright side to this sad and unfortunate disease is that it is â€Å"curable†. Obesity is measured by Body Mass Index (BMI), which determines the percentage of fat on ones body. To be classified as obese the percentage of fat†¦show more content†¦This hackneyed piece of advice still remains to be a difficult task for most Americans. Logically a fast and healthy way to burn more calories would be to exercise more and eat less. Theoretic ally though, a person can consume as much as he or she would like as long as he or she exercises the calories away. This is why medical professionals feel exercise is responsible for a high amount of weight loss in the first six months of working out (University of Maryland). An obese person may not be eating perfectly at first but going from no exercise to even an hour a day can burn more calories and directly cause weight loss. Exercise is not solely limited to the loss of weight but by enduring exercise of various forms for a long time it can improve other parts of the body as well. Scott Powers and Stephen Dodd write in their guide to Total Fitness that cardiorespiratory endurance, muscular strength, muscular endurance, flexibility, and body composition are all significantly improved upon once a full body exercise is regimented (Dodd, Stephen; Powers, Scott 5). In comparison with simply eating less to lose weight, exercise can provide a more well-rounded way to achieve what most would view as a more desirable and healthy figure. Since exercising can target and strengthen various parts of the body it allows for a way to stray from a boring routine. Providing a fun and different work out routine every day from soccer, to weight training, to yoga one can enjoyShow MoreRelatedObesity: Disease or Choice Essay771 Words   |  4 Pages In 2008, the American Medical Association recognized obesity as a disease c laiming that â€Å"Recognizing obesity as a disease will help change the way the medical community tackles this complex issue that affects approximately one in three Americans,† said AMA board member Patrice Harris, M.D. While this may be true, is that a justifiable reason to classify obesity, a result of unhealthy decisions, as a disease? The fact is obesity is the consequence of choosing an unhealthy lifestyle. True the unhealthyRead MoreEffects Of Obesity On Obesity And Obesity1408 Words   |  6 Pagesbelieve that obesity is caused by just overconsumption of fatty foods, but there is more to it. Definitely overconsumption of fats is a major factor and recipe to obesity, but also calorie intake and amount of exercise has a lot to do with becoming overweight. If a person’s diet includes a greater amount of calorie than the amount of daily exercise, then that excess calorie will be stored as fat. It is not necessary to take in more calories than what the body usually uses up after daily exercise becauseRead MoreChildhood Obesity And Its Effects On Children872 Words   |  4 Pagescountry’s children. Schools should educate children about obesity and the consequences it has on their bodies. Overweight children are more common in today’s society because of the bad choices parents and schools make toward feeding their children. When the time comes to make healthy decisions, children can make bad choices because of the influences brought on by their environments. Children need to be taught how to eat healthy and perform more exercises. Since children are in school many hours a day, theRead MorePrevent Childhood Obesity Research Paper1506 Words   |  7 PagesFebruary 2011 Research Paper Prevent Childhood Obesity Childhood obesity is when a child is overweight and has or will have many serious health risks. Ji Li and Neal H. Hooker, in â€Å"Childhood Obesity and Schools,† explains that â€Å"childhood obesity is more than a problem in children; it is linked to adult obesity† (97). If a child is obese, she will stay obese in her adulthood. Helping children to stay healthy with the support of their parents and the school can prevent this problem. Jane E. BrodyRead MoreThe Childhood Obesity Epidemic Essay1242 Words   |  5 PagesChildhood obesity it is a huge problem. Over the past years, the number of obesity in children has increased. The number of obese children in the U.S. has increased over the past years. The number has obviously also grown due to the video games, computers, and televisions, which are considered to be needed now-a-days, and have begun to take over the importance of exercising. The lack of exercise can lead to obesity, which approaches lots of negative effe cts. Obesity continuously puts these childrenRead MoreThe American Medical Association (AMA) has declared obesity a disease. Obesity means that an900 Words   |  4 PagesAmerican Medical Association (AMA) has declared obesity a disease. Obesity means that an individual has too much body weight that could possibly cause a health risk. Having a body-mass index (BMI) of 35 or higher makes an individual morbidly obese. A healthy BMI would be from 20 to 24.9. The United States has one of the highest obesity rates in the world with an estimated of 36% of American adults suffering from it. It is important to not label obesity as a disease because it leads 78 million adultsRead MoreObesity in the United States and The Importance of Exercis1471 Words   |  6 Pages In the United States, obesity is currently one of the largest issues in our society. Sugary sodas, fatty foods, and lack of exercise are the main causes of this issue. Not only does obesity affect adults, but it affects young children as well. In 2012, it was reported that two-thirds of adults in the United States are considered overweight or obese. It was also reported that 31.8% of children and teenagers in the United States are considered overweight or obese as well. Young children are naturallyRead MoreHow to Prevent Obesity in Adults and Young Children857 Words   |  4 PagesHow to Prevent Obesity in Adults and Young Children Obesity is a growing concern in today’s society; however, it is a disease that can be prevented through simple changes in lifestyle. Obesity is defined as being grossly overweight. Benson, J. (2009, August) (p2) in his article states that obesity is a condition that affects individuals of all ages worldwide. There are many contributing factors to being obese, with the main ones being the consumption of junk food, lack of a proper diet and exerciseRead MoreObesity : Obesity And Obesity1003 Words   |  5 Pagestoday is, obesity. Obesity involves excessive amount of body fat, that can cause major risks and health problems later on in the future. Adolescents and children that are raised in circumstances of economic disadvantages, tend to get less healthy nutrients and most likely will not get the appropriate exercise that will benefit their physical development. The excess weight in obese children has linked to higher and earlier death rates in adulthood. But, there is a way to help prevent obesity from occurringRead MoreObesity : A Silent Killer Invading Many Countries Across The World Essay1000 Words   |  4 PagesEnglish II 19 October 2016 Obesity There is a silent killer invading many countries across the world. The elusive murderer is called obesity. Obesity can be caused and prevented several ways. The health risks caused by obesity get worse the more obese people are or the higher Body Mass Index (BMI) people have. Many diseases and life-threatening problems occur while obese. Obesity, a plague that is infecting millions every year, is caused by several personal habits and can generate many life-threatening

Principles of Management for DHP Stores Inc - myassignmenthelp

Question: Discuss about thePrinciples of Management for DHP Stores Inc. Answer: Synopsis From the case study, it could be understood that the business organisation DHP Stores Inc. lacked certain strengths to manage marketing campaigns for the promotion of new credit cards to ensure customer trust and loyalty. D.H.P. Stores Inc. is a consumer based retail company that provides good quality hardware and houseware items to the customers for fulfilling their daily needs and requirements. Due to the immense competition in the market by Canadian Tire, Home Hardware, etc., the organisation has planned for new credit cards delivered to the customers. This would provide them with additional $25 credit and other benefits that could be obtained by signing on for the first monthly bill. Ray Patton has criticised the marketers of the company for not managing the marketing and promotional campaigns properly, which is one of the most important things to be considered rather than focusing on seasonal promotions. The finance and marketing departments could not properly implement the cred it card promotion campaign, and there had been criticisms related to the lack of financial functions to monitor, collect, administer and authorize the credit card facilities (Adler, Elmhorst Lucas, 2012). Thus, the focus was on the promotion of credit cards to expand customer base and gain their trust and loyalty, rather than just prioritising on the advertisements of products and services of D.H.P. Stores Inc., Canada. Symptoms There could be various negative symptoms or effects created due to the lack of promoting the program for introducing new credit card for the customers. There was lack of marketing campaign materials and data, because of which the introduction of new credit cards could not be done appropriately. Few symptoms of not introducing the new credit card facilities or program for the customers could be lesser trust and loyalty among the customers along with lack of sales due to failure in attracting customers consistently. The other companies have given stiff competition to D.H.P. Stores Inc., and so it is important for the company to bring out something unique for enhancing the size of purchases per unit made by the customers as well as attract more customers, furthermore creating a sense of trust and loyalty among them (Amine, 2015). The business organisation is unable to create a mark because the Finance department has not authorised the credit card facilities properly and thus the collect ion and administration of finance solutions have not been managed. The Operations' role was not astonishing and good as well, which created further complexities in implementing the credit card program properly (Barak, 2016). Problems Lack of management principles within the workplace of D.H.P Stores Inc. could lead to complexities for the workers to understand their roles and responsibilities properly. From the case study, it could be seen that Operations and Finance departments were unable to implement the credit card program easily, because of which the performance of the company deteriorated along with the decrease in organisational productivity. The problems faced here was lack of marketing campaign materials for the promotion of new credit cards at the various stores of DHP Stores Inc. in Canada (Berman et al., 2012). The company could not sustain within the business environment because all the competitors in business had managed their credit cards, which resulted in increasing the customers holding the credit cards much more than the non-credit cardholders. However, the authorising, monitoring and collection of credit card facilities were the duty of Finance department, still it was assumed that the introdu ction of credit card program with the involvement of various marketing and promotional activities had been the roles of Operations department. Thus, one of the major problems had been lack of understanding and clarification of clear roles and responsibilities, which would be essential for accomplishing the organisational goals and objectives with ease (Czinkota Ronkainen, 2013). The principles of management were not implemented in a structured way, which created other issues related to marketing and this led to the reduction in sales as well. Other problems faced within the workplace had been no such interest and enthusiasm among the workers at the stores considering that they needed to prioritise on the credit card sales more than the seasonal promotions for the products and services of DHP Stores Inc., Canada (Kobersy et al., 2015). Causes The main cause of such kinds of problems was the lack of interest among the workers at the store level. The employees were specialised in different departments, and as such, they did possess different skills and knowledge. So, it is evident that for the finance department workers cannot handle the implementation of credit card program properly whereas the workers in the Operations department will not be able to manage authorisation of credit facilities, enable monitoring, collection and administration of financial procedures. The marketing was not done properly as well which created issues while establishing a link between the promotional and advertising activities related to the issuing of credit cards and improve sales level (Perreault Jr, Cannon McCarthy, 2013). The efforts that were put during the promotion of credit cards were quite low due to lack of skills, knowledge and expertise among the employees of DHP Stores Inc. in Canada. Alternatives Communication is an effective way of resolving management conflicts and ensures that the operations and finance department workers interact with each other and establish a link between the marketing strategy with the business aims and objectives. Communicating with each other can sometimes result in conflicts and misunderstanding due to different views and opinions that may further result in issues during the marketing and promotional activities (Rudani, 2013). It is important to identify the issue as an opportunity to turn that weak area into strengths to facilitate the marketing process and ensure successful relationship with the customers along with providing them with additional benefits like 30-day free credit and even $25 credit after generating the first monthly bill. Secured credit cards should be offered for ensuring profitable access to the customer segments and even make the credit value act as an important marketing channel too (Soll, Keeney Larrick, 2013). Providing development sessions can enhance their potential skills and make them knowledgeable and focused on how to promote the credit cards as well as attract more customers regularly, furthermore create a positive mindset among them. The developmental sessions could be managed to proper monitoring of employee performances, and this would help in enhancing their level of effort, allow them to get more focused on fulfilling their marketing roles and responsibilities. Proposed solution Among these three proposed solutions, communication is the most effective solution for marketing and promoting the credit card program, attract more customers and create loyalty among them too. It can make the employees focus on the products based on the consumer needs. It would thereby deliver better value propositions and create a predictable customer base as well. The problem related to the lack of marketing and promotion of credit card materials will be overcome by combining both marketing and underwriting (Williams, 2013). The marketing message promoted should make adjustments so that the accounts do not incur cost more than a certain limit. By offering secured credit cards, it would generate more profit for the customers without any added risks and even manage the credit value as an effective marketing channel for DHP Stores Inc. The skilled and knowledgeable employees would be able to able to think beyond the major benefits offered by debit cards such as no need to pay bills, protection against fraud activities and overspending risks. There is emergence of risks asscociated with the debit cards like mini-exodus, which has given enough opportunities for DHP Stores Inc to provide new accounts to the reward portfolios of the customers (Barak, 2016). This would resolve issues and even allow the customers to gain additional benefits while making monthly purchases. Better communication could be promoted by the involvement of social media as well. Implementation The finance department should provide easy, intuitive as well as transparent services that are possible with the introduction of new credit cards. The credit card program implemented should deliver good marketing messages to people and would avoid any annual fee and penalty rates. As the competitors are also accustomed with the marketing of new credit cards, it would be important for DHP Stores Inc to offer innovation regarding the valuable features offered. To ensure that more customers are inclined to the organisation, the social media channels are involved as well in promoting the credit card facilities and benefits that can be gained by the customers. The management must maintain credible sources of information and data that can be used for promoting the new credit card and ensure that the Finance and Operations work in coordination to accomplish the business aims and objectives easily (Czinkota Ronkainen, 2013). Furthermore, it would facilitate the customers' services, enhance the amount of purchases made by customers and maintain customer loyalty too. References Adler, R., Elmhorst, J. M., Lucas, K. (2012).Communicating at work: Principles and practices for business and the professions. McGraw-Hill Higher Education. Amine, L. S. (2015). A study of the diffusion, acceptance and marketing of credit cards in the Middle East. InProceedings of the 1989 Academy of Marketing Science (AMS) Annual Conference(pp. 89-92). Springer, Cham. Barak, M. E. M. (2016).Managing diversity: Toward a globally inclusive workplace. Sage Publications. Berman, E. M., Bowman, J. S., West, J. P., Van Wart, M. R. (2012).Human resource management in public service: Paradoxes, processes, and problems. Sage. Czinkota, M. R., Ronkainen, I. A. (2013).International marketing. Cengage Learning. Kobersy, I. S., Barmuta, K. A., Muradova, S. S., Dubrova, L. I., Shkurkin, D. (2015). The system of the methodological principles of management of enterprise development. Mediterranean Journal of Social Sciences, 6(3 S4), 25. Perreault Jr, W., Cannon, J., McCarthy, E. J. (2013).Basic marketing. McGraw-Hill Higher Education. Rudani, R. B. (2013).Principles of management. Tata McGraw-Hill Education. Soll, J. B., Keeney, R. L., Larrick, R. P. (2013). Consumer misunderstanding of credit card use, payments, and debt: causes and solutions.Journal of Public Policy Marketing,32(1), 66-81. Williams, C. (2013).Principles of management. South-Western Cengage Learning.